Saving Gateway Accounts Bill

The noble Baroness tempts me, particularly as she has entered into the debate on the virtues of the subordinate legislation. Her description is right; I merely sought to indicate that there was a parallel. She went on to refer to the increases in costs. In the cases I cited, the ISAs and the child trust funds, costs would also increase when raising the limits. As far as the deposits are concerned, the sums are large in comparison to this scheme. The noble Baroness has made an interesting case and I shall look at it again. Where the line is drawn is finely defined and I undertake to look at the matter further.