Saving Gateway Accounts Bill

We want there to be as many providers as possible. We want the widest possible geographical network. I do not want the amendment to be used to restrict provision to a single provider, such as the Post Office, or to exclude such bodies as credit unions, because this is part of the market that they exist to serve. If, for instance, a bank or building society decided to offer saving gateway accounts in only half its branches, I am not sure that either the hon. Gentleman or I would find that particularly acceptable. The condition can be used in different ways to maximise the inclusiveness of the product.