Financial Stability

The right hon. and learned Member for Folkestone and Hythe (Mr. Howard) is no longer in his place, but I said to him earlier that we all sometimes have to be careful about what we say and that we need to choose our words carefully. The speculation over the weekend was unhelpful, but that is something that we just have to deal with. It is important that during normal exchanges and proper, healthy debates, people's views are properly explored. But whatever happened then, I hope that people will see today's announcement as an opportunity to make a step change and a real difference. That is what I would like to concentrate on.