Banking (Special Provisions) Bill

Before the noble Lord answers, perhaps I may say that I am a bit baffled. Although I came somewhat late to the debate, I see that it has taken 57 minutes so far to decide whether the clause should say ““month”” or ““year””. I also detect that a number of Second Reading speeches are being made. Perhaps the noble Lord could give brief answers—if possible—to the questions, and then we could move on to the actual subject of the amendment. It is an abuse of the procedures of the House.