Dormant Bank and Building Society Accounts Bill [HL]

I understand that there is a great deal more work to be done and I hope that the debates this afternoon will help in that work. As I understand it, there may be distribution not only of funds, but loans; in which case, the heading may be worth looking at, as it refers only to distribution of English expenditure. The Minister did not pick up the point that I made regarding ““must”” or ““may””. Quite unnecessarily, this clause restricts the use of funds to a specific range of subjects, when there may be more deserving causes. As I have been the MP for Worthing, and it is said that people go there to die and forget what they came for, my priorities may not necessarily be for young people, but specifically to state that the funds must be spent on young people, when there are many other deserving causes, seems unnecessarily restrictive. Finally, in that context, the Minister may make alterations by order in relation to Wales, Scotland and Northern Ireland. There is no order-making power in the clause dealing with England and that may be worthy of consideration—otherwise the Government may live to regret it.