Dormant Bank and Building Society Accounts Bill [HL]

I understand that. However, as the argument, presumably, is that the Big Lottery Fund would carry out the operation more economically than a separate organisation, does he have any figures to support that? Secondly, the Minister referred to applications from Lancashire, which raises the question of whether the money may be used as a substitute for expenditure that ought to be made by a local council. Perhaps I have misunderstood him on that.