Dormant Bank and Building Society Accounts Bill [HL]

That may be, but it is somewhat surprising, in two almost subsequent amendments, to be subject to an onslaught from both ends of the spectrum. A moment ago the noble Baroness was upbraiding the Government because we are putting in place the concept of some restriction with regard to unnecessary costs. The Government think that a body carrying this degree of responsibility should have some constraints of that kind placed upon it in legislation. A moment later she is suggesting that the body should have no rights at all to borrow that and there can be no conceivable circumstances in which it should have the opportunity to do so. The noble Lord, Lord Hamilton, is surely right—