Dormant Bank and Building Society Accounts Bill [HL]

I am grateful to all noble Lords who have spoken. On the Minister’s last comment, banks and building societies jolly well should make sure that this information is available. They have been very happily sitting on a lot of it, with the dormant account money sitting on their balance sheets, and it remains not in their interests to co-operate with this legislation in every respect. I therefore retain a considerable amount of suspicion—as I have on other aspects of the legislation—about the voluntary approach. The Minister said that details of the one-stop shop will be announced and that it will be launched in January. We would find it extremely helpful if he were to ask the banks and building societies which are putting this together to supply noble Lords who have participated in this debate with an early briefing paper. This will enable us to form our own views before we get to Report stage about whether or not the scheme meets our requirements.