Dormant Bank and Building Society Accounts Bill [HL]

I understand what the noble Lord is saying but perhaps we can agree that, if I am right about the legal point, it would clearly be wrong to put the word ““owner”” in the Bill. The noble Lord may not like the word ““customer”” but everyone will know that ““customer”” refers to the dormant account holder. We prefer that word to the word ““creditor””, which is the noble Lord’s second alternative.