Dormant Bank and Building Society Accounts Bill [HL]

The Minister mentioned FSA regulation as a part of the scheme that will ensure that the money is paid out under the dormant accounts schemes. The FSA regulates banks and building societies, and it is intended to make repayment claims subject to the FSA. I am not sure that I understand how the FSA will provide any value-added in releasing dormant account moneys. The Minister suggested that it will. I would be grateful for clarification.