Dormant Bank and Building Society Accounts Bill [HL]

I do not think that anyone said that this would be easy. I did not think that the Government were here to do things that are easy. I thought that they were here to do things that are perhaps difficult. The Irish, bless them, have done very well, but it has taken them three Acts of Parliament. Perhaps they are cleverer than the Government, because they have managed to include insurance assets. I understand why the Minister is saying, ““Let’s do it a bit at a time””, but we would like a bit more to be done at some time. The noble Baroness talked about this year but perhaps that was not her first thought. These things had to be done in a hurry because of what we said about the Public Bill Office. The main issue is whether or not the Government have greater horizons.