Pensions Bill

My Lords, I do not disagree with the amendment, and I am sure that the noble Lord, Lord Skelmersdale, would not expect me to. I have a query on the wording, "““pension contributions made or treated as made””." I worry about that a bit, because we know of plenty of examples where employees have alleged that they have made contributions but have in fact had contribution holidays and so on. While I would be quite happy if it just said ““pension contributions made””, I feel a bit dubious about ““treated as made””.