Pensions Bill

I thank the Minister for that thoughtful reply. As he stresses, this is work in progress. The issue for us to think about carefully as we get to Report, and we will discuss it with the Conservative Front Bench and other noble Lords, is whether the work in progress should be effectively entirely done by the DWP, which is what the Minister is asking us, or whether it would make sense for the authority to do it, as it will be delivering these products.