Financial Mutuals Arrangements Bill

I agree with my hon. Friend that cash machines are an important issue. Many of my constituents are among the poorest, and are not easily able even to open bank accounts. That is where credit unions come in useful. Does my hon. Friend not agree, however, that taking away free cash machines is a reprehensible act on the part of some of our larger financial institutions, which seem to care only about people who can afford to open bank accounts?