Debate on the Address

I am grateful to the hon. Gentleman for those comments. They lead me into my next line, as I was about to say that I hope that the investigation will also look into the role of HBOS and NatWest bank. I understand that they were owed huge sums—loans totalling about £35 million—by European Home Retail. HBOS has made a generous offer of £2 million to the new charitable fund that has been set up. If, however, HBOS has pulled the rug from under the European Home Retail holding company and asked for its £35 million back—or £10 million or £15 million; we do not know how much the sum is—it is as guilty of grubby, dirty, underhand behaviour as are Farepak and European Home Retail, and an offer of £2 million is not sufficient for the distress that they have caused and the wrong that they have done. If neither HBOS nor NatWest has done that, I give them my apology in advance, but I would like to know whether that is the case; I would love to get a note tomorrow from the managing directors of those banks putting me right on that.