Pensions Reform

That is a very important point. Many of the workers who are not currently saving for their own retirement are in that position. As we design the personal account scheme, one of its principal objectives will be to have sufficient flexibility and portability, so that it can be easily moved from one employer to another. I hope that that will be one of the hallmarks of the new scheme and I am happy to continue discussing that with my hon. Friend if she would find that useful.