Social Security

I thank the hon. Gentleman. He is right: we were meant to be together in the Falkland Islands today. Many young people in Shrewsbury tell me that they are not taking out pensions because of the huge tax increases levied on them by the Government. Does the hon. Gentleman agree that it is worrying that the younger generation are not arranging private pensions, as he said they should, because they simply cannot afford to?