Fraud Bill [HL]

I am grateful to the noble Lord for allowing me to intervene. Perhaps I may suggest quite simply that he should also consider that all these offences are conditioned on a further requirement being made: that the defendant has been dishonest. This is a point which I suspect I shall come back to later in the amendments. He has to have been dishonest, for example, when he makes the representation. If someone dishonestly makes a misrepresentation intending that somebody should be caused loss by it, why is that not a proper criminal offence? That is the point I invite him to consider as he studies the answer.